Using LIC Kanyadan Scheme calculator you’ll calculate installment, premium, benefits, and more. Also, LIC kanyadan policy premium chart Available on the LIC Policy document so you’ll easily know it . Sukanya Samriddhi schem and LIC kanyadan policy are different but both are the simplest Scheme for the daughter.

LIC Kanyadan Scheme the way to Apply ?

In India, when a daughter is born, the householder gets very worried, for which she is afraid of giving birth to girls. The biggest reason for this is dowry, which is very difficult for a middle-class family to collect. But those who are a little poorer have a little more trouble with their daughter’s marriage.

But now there is good news for her parents for a better future for their daughters, which is why LIC will be investing in them. Today we are going to tell you about it in which you will get this good return of LIC. The name of this LIC plan is Kanyadan Policy.

Learn a few special things about the policy

The age for taking the LIC Kanyadan Scheme policy should be from one year to 20 years, and this plan will be up to 5 years. But the premium has to be paid for 3 years only. But you also get the policy according to the different ages of your second daughter, in which the time limit of this policy will be reduced according to the age of the daughter.

LIC Kanyadan Scheme : Click Here

Add Rs 151 per month for daughters’ marriage: In this LIC Kanyadan Scheme policy, you can get a plan of around Rs. 200 per month at Rs. 151 per day.

But if someone wants to pay a lower premium or more premium, you can also get such a plan. According to this special policy of LIC, you will have to deposit money at the rate of Rs 151 per day, and you will get Rs 5 lakh in 3 years instead.

Be sure to visit the nearest LIC office once and for all and you will find answers to other related questions.

• So take a look at this policy
• 1. Premium has to be paid for 5 years.
• 151 per day or Rs. 500 per month.
• In the meantime, if the insured dies, the family will not have to pay any premium.
• If the insured dies, the daughter will get Rs 1 lakh every year during the year between the policies.
• Upon completion of the policy, the nominee will get Rs 5 lakh.
• This policy can be taken with more or less premium.

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Key Features of LIC Kanyadan Policy

• The plan comes out with great features. Some of them are mentioned below
• Offers to protect your daughter’s future financially independent.
• It offers cover for life risk over a certain period of time up to 3 years before the maturity date.
• The insured will get a lump sum amount at the time of maturity.
• In case the father expires, then the premium is waved off.
• Immediate payment of Rs. 10 lakhs in the case of an accidental demise.
• Immediate payment of Rs. 5 lakhs in the case of non-accidental/natural dmise.
• Rs. 50,000 will be paid every year until the maturity date.
• Full maturity amount will be availed at the time of maturity.
• Those who stay outside India can also go for this plan without visiting in the country.
• The policy also has some mix features of the LIC Jeevan Lakshya policy.

What Are the Benefits of LIC Kanyadan Policy?

Investing in LIC Kanyadan policy will secure your daughter’s future and will benefit you in many ways. Read the LIC Kanyadan policy details 2019 to know how the LIC Kanyadan policy can let you plan better to give your daughter complete financial liberty in terms of her education, marriage as well as to meet the special milestones in life.

• In this policy, the premium paying term is limited.
• This is a with-profits endowment insurance plan that comes with insurance and savings.
• The premium paying term is less by 3 years than the policy term.
• Various premium paying modes are available such as monthly, quarterly, half-yearly and annual.
• If the applicant dies within the policy tenure, 10% of the Sum Assured is payable every year till 1 year before the maturity date.
• The policy tenure for this plan is between 13 to 25 years.
• The policyholder has the option to pay for 6, 10, 15 or 20 years.
• Additional benefits will be provided to the family if the policyholder i.e. the father of the daughter dies within the policy tenure.
• Disability rider benefit is also applicable if the premium paying tenure is at least 5 years.
• If the policyholder commits suicide within 12 months from the initiation of the policy, 80% of the premium will be paid by the corporation except for the surrender value or taxes, the one which will be higher of the two.
• It is also available in Hindi language PDF to be understood by the people easily.
• LIC Kanyadan policy premium chart is self-explanatory.
• If the policy is active and the policyholder has paid the premiums for 3 consecutive years, a loan can be availed against the policy.
• It is a perfectly tax-free policy under the tax exemption laws of India, 1961.

Eligibility Criteria for LIC Kanyadan Yojna

• The policy can be purchased only by the father of the daughter and not by the daughter herself.
• The age limit for buying the plan should be at least 18 years and not more than 50 years.
• Daughter’s age should be at least 1 year at the time of purchasing the policy.
• The minimum Sum Assured at the time of maturity is Rs. 1 lakh.
• The maximum Sum Assured at the time of maturity has ‘No Limit’ (depends on the cost of premiums paid by the policyholder).
• Policy tenure for 13 to 25 years is available for the applicant.
• Premium paying term is 3 years less than the policy term e.g. if the policy term is 15 years, then the policyholder has to pay the premiums for (15-3)=12 years.

Understanding LIC Kanyadan Policy

This simple example will let you know how LIC Kanyadan policy can be beneficial for you.Suppose Mr. Vivek Mittal has taken a Kanyadan Yojana when his age is 30 years and he decided to take the policy for a policy term of 15 years. The investment for maximum Sum Assured of the policy is Rs. 5 lakhs.

i) If the applicant survives the policy tenure

The policy will mature in the year 2033 when the father becomes 44 years of age. If Mr. Vivek Mittal survives the policy tenure until maturity, he will be liable to get Rs. 8, 17, 500 as the maturity amount.

ii) If the applicant dies after (commencement of the policy) 8th years during the policy tenure

The family of Mr. Mittal shall receive Rs. 50,000 every year which 10% of the Sum Assured. In 2033, his family shall receive Rs. 5 lakhs as the Sum Assured along with the additional bonuses. Hence, the total maturity amount shall be equal to Rs. 8,67,500.

Additional Details of LIC Kanyadan Policy

Exclusions

• Any benefit or additional coverage shall not be provided in the case If the policyholder commits suicide within 12 months from the initiation of the policy.

Free Look Period

• A free look period of 15 days is provided to the policyholder from the date of commencement of the policy if he/she is not satisfied with the clauses of the policy or any related information.

Grace Period

• During the grace period, the policyholder is not charged with any late fees or penalties if the due date for payment is over. The policy allows a grace period of 30 days for annual, biannual, or quarterly premium payments and 15 days for monthly premium payments. Without asking further questions, the policy will be terminated if the policyholder is unable to pay the premium before the expiry date of the grace period.

Surrender Value

• The policyholder is allowed to surrender the policy anytime after paying the premium for at least 3 consecutive years. The guaranteed surrender value will be the total percentage of total premiums excluding rider premiums that depends on the policy term and surrendered policy year.

Download Pollution Under Control Certificate Online

MoRTH just introduced PUCC with great success. It will serve the tens of thousands of Pollution Check Points nationwide. The software uses a manufacturer-provided API to record the smoke parameter, a webcam to capture the vehicle’s license plate, and an OTP to send to the car’s owner. If the pollution released by the vehicle (Petrol, Diesel, four- or two-wheeler, trans- or non-transport, etc.) is within standards, a PUC certificate is then given to the owner of the vehicle.

How to Download PUC Certificate Online

You can download the PUC certificate soft copy through the official Parivahan website with your vehicle registration number and chassis number Download Pollution Under Control Certificate Online.

• Here are the steps by which you can download the PUC certificate online instantly.
• Log on to the official PUC Certificate Download page from any web browser.

• It will ask you to enter your Registration Number, Chassis Number (Last 5 Characters), and verification code as shown in the image Download Pollution Under Control Certificate Online.
• Note: If you don’t know Chassis Number then go to the Find Vehicle Owner Details page to get the chassis number and registration number.
• After you enter the required information click on the PUC Details button and you will see your certificate.

• That’s it, click on the Print button and save the PUC certificate PDF to your device.

What is PUC Certificate?

PUC certificate stands for Pollution Under Control is a certificate that is given to the vehicle after having passed a PUC test under the Central Motor Vehicle Rule. This certificate is required for every vehicle type including CNG, LPG, Petrol, and Diesel.

Pollution Under Control Certificate states that the vehicle is safe to drive on Indian roads and smoke emits from vehicle is under control as per the standard rules set by the government to control pollution.

In case if your vehicle doesn’t receive the certificate, it implies that your bike, car, bus or truck smoke emissions are not under control. In short, your vehicle is a threat to the air of your city.

The PUC certificate contains the following information

1. PUC certificate number
2. Vehicle registration number
3. Date of registration
4. Validity (Expiry date)
5. Emission readings
6. PUC Certificate Validity
7. When you purchase a new car or bike, a PUC certificate is provided by the company and the validity of this certificate is 1 year.

After the lapse of that one year, your vehicle would need to undergo the emission test at every six months and a new certificate will be issued each time.

In case the emission is detected to be higher than the prescribed limit, then the validity of certificate will be decided on the basis of that reading. Also center will inform your registration number to the RTO within one day.

Frequently Asked Questions

Q. What is PUC Certificate? A. PUC certificate stands for Pollution Under Control is a certificate that is given to the vehicle after having passed a PUC test under the Central Motor Vehicle Rule. It states that the vehicle is safe to drive on Indian roads.

Where can you apply for a PUC certificate? You can apply at any authorized petrol pumps or independent testing centers and you will get certificate instantly.

Why is a PUC Certificate Required? It helps to check the vehicle emission levels to determine how safe they are and whether they contribute to air pollution.

Which vehicles require PUC Certification?
All vehicles running on Indian roads are required to carry a valid PUC Certification.

What is the validity of PUC Certificate? It issued to a brand new vehicle is valid for one year. After that tests must be conducted every six months and you will get a new certificate.

What is the cost of the emission test? The cost of the test varied between Rs.30 and Rs.100 depending on the vehicle and fuel type.

If you want to link your Aadhaar with your PAN card, you can visit ‘How to Link Aadhaar Card and PAN Card for more information

If you have already linked/seeded your PAN with your Aadhaar, you can check the status both online as well as offline.

Link Pan Card with Aadhaar Card Online

The Income Tax Department’s e-Filing portal provides an easy and simple way to link your Aadhaar card with your PAN card as well as to check the same.

Simply Follow The Below Steps To Check The Status Of Your Pan Card Seeding With your Aadhaar.

Visit www.incometaxindiaefiling.gov.in/aadhaarstatus

• Enter PAN and Aadhaar Number
• Click on ‘View Link Aadhaar Status’

The status of the linking is displayed on the next screen

IMPORTANT LINK:::

Check Your Status From here

To Link PAN with Aadhaar by sending an SMS. You need to follow the steps mentioned below:

Step 1: Type UIDPAN<12-digit Aadhaar><10-digit PAN> on your mobile

Step 2: Send it to 567678 or 56161

A learning license issued in Gujarat is valid for a period of 6 months and an application for the permanent DL can be made after 30 days or within 180 days from the date of issuance of the learning license. A Gujarat learning license can be obtained by an individual by following the below-mentioned process.

Types of learning licenses issued in Gujarat :

The Gujarat RTO issues a learning license to How To Apply for a Driving License for an individual on the basis of the class of vehicle he wants to drive. Below are the types of learning licenses issued to an individual in Gujarat.

Learning license issued for a light motor vehicle

• This type of LL includes vehicles such as jeeps, auto-rickshaws, delivery vans, etc.
• Learning license issued for a medium passenger vehicle: This type of LL includes vehicles such as tempos and minivans used for ferrying passengers How To Apply for a Driving License.

Learning license issued for a medium goods vehicle

• This type of LL includes vehicles such as delivery trucks, and tempos used for the transportation of goods.

Learning license issued for heavy passenger vehicle

• This type of LL includes vehicles such as large buses and vans used for ferrying passengers.

Learning license issued for heavy goods vehicle

• This type of LL includes vehicles such as huge trucks and vans used for transporting goods.

Learning license issued for a motorcycle without gear

• This type of LL includes vehicles such as scooters and mopeds without gear.

Learning license for light motor vehicle

• This type of LL includes vehicles such as a car, bikes, etc. with gear.

Eligibility Criteria for Obtaining Learning License in Gujarat

• To obtain a learning license for a motor vehicle not exceeding an engine capacity of 50cc, an individual should be above the age of 16 years and should obtain consent from his parents or guardian.
• To obtain a learning license for a light motor vehicle, an individual should be above the age of 18 years.
• To obtain a learning license for a commercial vehicle, an individual should be above the age of 20 years. An individual applying for a learning license should have conversed with traffic rules and regulations.

Documents Required for Obtaining a Learner’s License in Gujarat

• The below documents have to be submitted to the Gujarat RTO to obtain a learning license in the state.
• Age and address proof documents such as utility bills, PAN cards, Aadhar cards, school certificates, birth certificates, etc.
• Application Form 2
• Application fee of Rs. 30
• Learning license test fee of Rs. 25
• Application Form 2
• Passport size photographs

How to Obtain a Learning License in Gujarat?

To obtain a permanent DL in Gujarat, it’s imperative for an individual to first obtain a learner’s license. An application for a learner’s license in Gujarat can be obtained by following either of the below processes.

The online application process to obtain a learning license in Gujarat

• Visit the Ministry of Highways and Road Transport Website- parivahan.gov.in/parivahan
• Click on online services and select driving license-related services
• Enter the name of the state-Gujarat
• Click on apply online and select Learning license
• Fill out the application form and submit it online
• Upload scanned copies of the above-mentioned documents
• Pay the application fees
• Book a test slot for the learning license test
• Visit the RTO to give the test
• The learning license is sent to the applicant’s registered address on passing the test.
• The offline application process to obtain a learning license in Gujarat

Visit the Gujarat RTO For How To Apply for a Driving License

• Collect the application form or download the form online through the Gujarat RTO website rtogujarat.gov.in
• Fill out the form and submit it along with the relevant documents to the RTO
• Pay the application fees
• Book a slot for the LL test
• Appear for the test on the given date and time
• On passing the test, the learning license is issued to the applicant.

How to Obtain a Duplicate Learning License in Gujarat?

In the state of Gujarat, the Gujarat RTO issues a duplicate learner’s license to an applicant whose original learning license is stolen, lost, or damaged. In case of loss of the learner’s license, the applicant has to file an FIR, post which he can proceed with the application process.

Documents required for obtaining a duplicate driving license in Gujarat For How To Apply for a Driving License:

• Age and address proof documents
• Application Form LLD
• Applicable application fees
• FIR copy, in case of theft of the original LL
• Procedure to obtain a duplicate learning license in Gujarat

An application for a duplicate learning license in Gujarat can be made online or offline directly at the RTO. If applying online, the applicant can submit the documents, and form and pay the fees online, post which he will have to visit the RTO for the verification of the documents. If applying offline, the applicant can collect the form from the RTO or download it through the Gujarat RTO website- rtogujarat.gov.in. On the basis of the verification of the documents, the duplicate LL is issued to the applicant.

Learning License Test Procedure in Gujarat :

A learning license test in Gujarat is conducted as per the provisions of the Motor Vehicles Act, of 1988. The test is conducted to test the applicant’s knowledge of traffic rules, regulations, symbols, and road safety. The test is a written test and includes objective-type questions and is held in the presence of a Motor Vehicles Inspector. The written test is conducted for applicants who have passed SSC and the oral test is conducted for others.

During the test, the applicant is required to carry the necessary documents. If the applicant fails the test, he can re-appear for the test on the next day. Once the applicant is issued the learner’s license he has to tag an ‘L’ symbol on the back of his vehicle and cannot ride or drive with a pillion except for an instructor. Further, the application for a permanent DL in Gujarat can be made after 30 or within 180 days from the date of issuance of the learning license.

How To Apply for a Driving License For Important Link